Card product price lists

The functionality is available for Decta and all new card module launches. Customers who launched card issuing earlier than core 24.09.7 and client v.24.09.9 will be migrated during the upcoming updates.

Overview

The Card Product Price List allows you to define the fees associated with specific card products. These price lists are linked to card products, determining fees such as issuing or conversion fees for different card-related operations. The functionality is inherited from Banking Price Lists:

Issuing: Fees for initial card issuing. The fee is charged only when the very first card is issued. Delivered by all card issuing service providers. The fee is charged only in the default currency.
Additional issuing: Fees for issuing an extra card or re-issuing the first one. The fee is applied for all cards issued after the first one even if the first card is blocked or closed. Delivered by all card issuing service providers. The fee is charged only in the default currency.
Block Lost Stolen: Fees to cancel and close a lost card. Delivered by all card issuing service providers. A card must be in the BLOCKED status.
Payment Purchase: POS-transaction fees. Delivered by the Paysend service provider. The fee is available for all transaction types of the READY_TO_COMPLETE status..
Domestic ATM Cash Withdrawal: Cash withdrawal fees in the domestic region. Delivered by the Railsr service provider. The fee is available for the ATM_CASH_WITHDRAWAL transaction type of the READY_TO_COMPLETE status.
International ATM Cash Withdrawal: Cash withdrawal fees outside of the domestic region. Delivered by the Railsr service provider. The fee is available for the ATM_CASH_WITHDRAWAL transaction type of the READY_TO_COMPLETE status.
Yearly service fee: An annual service fee that can be charged for each card. Delivered by all card issuing service providers.
Convert to plastic: A fee for issuing a plastic card instead of an existing virtual one. The fee is charged only in the default currency.
Shipping: A fee for card delivery. Currently, the fee can be created only as a placeholder for the new functionality and will not be charged to clients. Once the fee is functioning, a release note will be issued.
Top-up: A fee for depositing funds directly via the top-up function.
Transfer to account: A fee for transferring funds from a card account to a standard account.

If the Additional Issuing fee is not configured, the system will not automatically charge a fee for card re-issuance. In this case, additional cards will be issued free of charge

Related pages

Card products

Opening the item

Follow the steps below to access card product price lists:

Navigate to the Admin Panel.
Click Card Product on the left sidebar.
Go to the Card product price lists menu item.

How to create a Card product price list

To create a price list

Navigate to Card Product > Card Product Price Lists in the Admin panel.
Create a new price list:
1. Click Add New to create a new price list.
2. Enter a Name for the list.
3. Set the Status (Draft or Published).
4. Save the changes.
Configure Fees:
1. Navigate to Card Product > Card Product Price Lists.
2. Click Edit in the line of the created price list.
3. Navigate to Fees in the top sidebar and click Add new.
4. Specify the fee Name.
5. Specify the Operation type parameter (e.g., issuing, conversion to plastic).
6. Select the Currency.
7. Set a Fixed Fee or Percent fee.
8. Define Validity dates (if applicable).
9. Fill out the Amounts form. Fields marked with an asterisk (*) are mandatory. The availability of fields depends on the operation type.
  1. Set the Currency field to define the fee currency. It is recommended to select the default currency allowed by the service provider.
  2. Set the Percent field to define how much to charge from clients as a percentage of transaction amounts.
  3. Set the Fixed fee, Minimum fee, and Maximum fee to define fixed rates if necessary. The parameters are available for configuration only if a currency is set. The Minimum fee and Maximum fee parameters are editable only for the supported operation types.
  4. Set the Minimum and Maximum Commissioned Amount parameters to define the amount thresholds to charge fees from. The parameters are editable only for the supported operation types.
Save and Link:
1. Click Create and assign the price list to a card product.

Note the following advanced behavior for the Payment Purchase, Domestic ATM Cash Withdrawal, and International ATM Cash Withdrawal operation types:

If Fixed fee is set (Fixed fee > 0), the Minimum Fee and Maximum Fee parameters must duplicate the Fixed fee value.
If the Minimum Fee and Maximum Fee parameters are changed after the Fixed fee is set, the Fixed Fee value will be changed to 0, meaning that the fee is no longer fixed and will have minimum and maximum values.

To link a Price List to a Card Product

Go to the Card Products section under Card Product.
Select or create a new card product.
In the card product form, find the Price List field.
Choose the appropriate price list to be linked to the card product.
Save the card product to apply the selected fees.

See Card products for additional details.

Price List Parameters

Parameter	Description
Id	The unique identifier for the price list
Name	The name assigned to the price list.
Created at	Date and time of creation.
Updated at	Date and time of the last change.
Status	Current state of the price list, whether it's in Draft or Published status.
Actions	Includes options to View, Edit, Publish, Clone, or Delete the price list.
Fees	The field provides an overview of all fees included in the price list.
Card products	The field provides the list of card products the price list is assigned to.

Fee Setup Parameters

Each price list contains several fee structures with their own specific configurations.

Parameter	Description
Name	The name assigned to the fee.
Operation Type	The type of card operation the fee applies to (e.g., issuing, conversion).
Enabled	Defines whether the fee is active (Yes/No).
Currency	The currency in which the fee is applied (e.g., EUR).
Percent	A percentage-based fee, if applicable.
Fixed Fee	A fixed-rate fee, if applicable.
Minimum Fee	Defines the minimum amount threshold for fixed rates.
Maximum Fee	Defines the maximum amount threshold for fixed rates.
Minimum Commissioned Amount	Defines the minimum amount threshold to charge fees to.
Maximum Commissioned Amount	Defines the maximum amount threshold to charge fees to.
Action	Show or edit the fee details.